Protect Your Business
What happens if a key person is lost?
From founders to finance leads, every business has key people it relies on. If something unexpected happens, the right protection can ensure your business stays afloat, without scrambling to react.
Why It Matters
Business Risks You Might Be Ignoring
You're focused on growth, team culture, and hitting targets, but what if a key shareholder passes away? Or your lead revenue driver falls seriously ill?
Without protection in place, many businesses face:
Sudden cashflow gaps or repayment issues
Disruption to operations or decision-making
Unclear succession or ownership transfer
Emotional stress during already difficult times
Protection ensures the business can continue, and the people behind it are looked after.
How It Works
Practical Protection for the Backbone of Your Business
Key Person Cover
If your most valuable employee or director is out of action, your business receives a payout to bridge the gap and fund a replacement.
Shareholder Protection
Allows remaining shareholders to buy back shares from a deceased partner’s estate, keeping control in the business.
Corporate vs Personal Plans
We’ll help you assess what’s best for you and your company setup, with the option to fund plans from the business.
Tax-Efficient Structuring
Business protection policies can often be structured to benefit from tax efficiencies, especially for directors.
Tailored Setup
We’ll match protection to your team, roles, and risk exposure, not a one-size-fits-all product.
Business owners who rely on themselves or a small team to generate revenue
Company directors with shared ownership or responsibilities
Startups or scaleups with specialist team members they can’t replace easily
Firms with succession plans that would be derailed without proper funding
Any business that would struggle without a key person in place
Who It’s For
Why Choose Blue Chair
We're not just ticking boxes. At Blue Chair, we:
Take time to understand your life and obligations
Compare top providers to find the most suitable policy
Explain everything clearly, no jargon, no pressure
Help you set realistic benefit levels and deferment periods
Ensure it aligns with your tax setup and long-term plans
We’re fully regulated by the Central Bank of Ireland and committed to advice that puts your goals first.
Whatever your financial need, take the first step by arranging a quick chat with one of our experienced advisors.
Arrange a quick call at a time that suits below, email us at info@bluechairbroker.ie or call us anytime on +35315581968