Retirement & Pensions

Are your future plans funded, or left to chance?

We help you take control of your retirement, with guidance that turns confusion into clarity. Whether you’re starting out or nearing the finish line, we’ll help you make sense of your pension and ensure it supports the life you want to live.

Two blue Adirondack chairs on a sandy beach facing the ocean with a clear blue sky above.

Why It Matters

A pension is more than a savings pot, it’s your future income.

Your pension could be the biggest financial asset you ever own, bigger than your house, your car, or your savings. But too many people leave it unmanaged, misaligned, or misunderstood.

Without protection in place, many businesses face:

  • Having less income than expected in retirement

  • Missing out on tax relief or employer contributions

  • Being hit with penalties or inflexible access later

  • Struggling to support the lifestyle you’ve worked hard to build

We help you plan, optimise, and stay on track.

How It Works

Your retirement plan, tailored to you.

Review Your Situation
We take a look at your current pensions, goals, and time horizon — whether you’ve just started contributing or built up several funds.

Clarify Your Options
Should you top up your current scheme? Start a PRSA? Consolidate old pensions? We break it down in plain English.

Maximise Your Benefits
We make sure you’re getting the most from tax relief, employer contributions, and investment performance.

Plan for Access
We structure your pension so you can draw it down in the most tax-efficient and flexible way when the time comes.

Who It’s For

  • Self-employed professionals without a company pension

  • Employees with multiple pension pots from previous jobs

  • Company directors looking for tax-efficient wealth building

  • Anyone worried they’re “behind” on retirement planning

  • People nearing retirement who want to draw down with confidence

Why Choose Blue Chair

We're not just ticking boxes. At Blue Chair, we:

  • Take time to understand your life and obligations

  • Compare top providers to find the most suitable policy

  • Explain everything clearly, no jargon, no pressure

  • Help you set realistic benefit levels and deferment periods

  • Ensure it aligns with your tax setup and long-term plans

We’re fully regulated by the Central Bank of Ireland and committed to advice that puts your goals first.

Whatever your financial need, take the first step by arranging a quick chat with one of our experienced advisors.

Arrange a quick call at a time that suits below, email us at info@bluechairbroker.ie or call us anytime on +35315581969